Wealth and Risk Management
COMMON SENSE TO AN UNCOMMON DEGREE
Stanford Wealth Management is a Registered Investment Advisor. Our two Portfolio Managers have a combined 70 years of investment brokerage and advisory. We are value investors who manage equity, fixed income, ETF and mutual fund accounts from $500,000.
Stanford Wealth Management brings risk management, global asset allocation, proprietary rebalancing, and conscientious security selection to your wealth-building strategy.
OUR PROVEN TRACK RECORD
We have been fortunate to have achieve excellent results for many years. Prior to becoming a client, you can see how we’ve done every month in Investor’s Edge. A subscription to Investor’s Edge is included gratis for every Stanford Wealth Management client.
Your results will vary from the results achieved in these Model Portfolios -- we can typically act more quickly to buy and sell securities for clients -- usually a good thing, but sometimes not!
Rather than display a meaningless composite of clients with different goals and risk tolerances, the chart below shows the documented combined results of the two Investor’s Edge Model Portfolios.
We offer common sense, a proven investment strategy and, via these two publicly available portfolios, a track record we openly and enthusiastically expose to the sunshine of public dissemination.
OUR INVESTMENT PHILOSOPHY
The three pillars that guide us are...
1 — Simplify, simplify. You don’t need 3 different index funds on the S&P 500 or 5 different brokerage relationships. Simplify to succeed.
2 — Risk management must come first. We work with you to protect your assets. Then, and only then...
3 — We seek opportunities in undervalued sectors at attractive valuations to maximize your capital appreciation.
We allocate assets based on constant sector review, we rebalance portfolios as appropriate, and we buy quality firms that are typically not well-covered by other firms, preferably when they are beaten down by some short-term event. We believe this is what allows us to regularly discover excellent investments that others miss.
OUR RANGE OF SERVICES
It's up to you to decide if you'd like an active role in working with us in selecting investments or if, like most of our clients, you don't have the time or interest in making daily decisions.
We will select from the best of the discount brokerage firms that will provide you SIPC, FDIC and/or additional insurance, prompt trade confirmations and a written monthly statement. We will complete all buys and sells, ensure that all transactions are properly documented, inform you as to actions we have taken on your behalf, provide a quarterly review of your performance, and speak or meet with you any time at your request.
There's a reason why 85% of our clients come to us as a result of a referral from a current client or subscriber.
OUR FEES
It is more challenging to allocate $2 million than it is to manage $500,000 -- but we don't believe it is difficult enough to justify the high fees many charge!
The typical industry standard fee is 1% or more of assets under management. We start at 1%, as well. But then, at $550,000, we reduce your fees on the amount above $550,000 from 1% to 0.75%.
We may save you money in other ways, as well. As brokerage industry veterans who have held in our careers virtually every brokerage certification from the NYSE, NASD, Options Clearing Corp and all 50 states, we know how to negotiate the best fees on your behalf; we know when to challenge a poor execution; and we know how to trade without allowing the brokers to increase their OTC spread. We know the business from the inside out.
OUR PORTFOLIO MANAGERS
Joseph Shaefer, our Chief Investment Officer, and Heather Williams, our Chief Operating Officer will personally approve investment and custodianship decisions on your behalf. We do not merely represent the firm to you, then hand you off to a junior portfolio manager.
Both Mr. Shaefer and Ms. Williams have attained the highest level of certification from the brokerage industry (Registered Principal, Financial & Operations Principal, Municipal Securities Principal, Options Principal, etc.)
Joseph L. Shaefer retired as a Senior VP of investment firm Charles Schwab to found Stanford Wealth Management and to speak and write on investment subjects. He is a retired USAF Brigadier General and is the author of the investment classic Bringing Home the Gold.
Mr. Shaefer has been interviewed on FNN, Fox, CNBC, ABC and other financial television shows and has been quoted in Forbes, The Wall Street Transcript, Barrons, Financial World & scores of other publications.
Your portfolio managers and every member of our service and operations team are dedicated to your investing success. You may reach us directly at 800 253-2088 or send an e-mail to inquire@stanfordwealth.com.
